Hi, my name is PC Boss and, in this article, I show you how you can successfully link your PayPal account to Mobile Money, especially in Ghana.

Considering the overwhelming popularity of mobile money services in Ghana, it is only logical for you to want to use your Mobile money wallet with your verified PayPal account. This step-by-step guide will show exactly how to properly set things up.

There are a couple of mobile money platforms in Ghana including MTN Mobile Money, AirtelTigo Cash and Vodafone Cash.

Linking your PayPal to mobile money makes transactions easier and faster. You can make payments on the go without have to visit the bank or even an ATM.

Things to note about linking your PayPal to mobile money

  • You should have an active Ghanaian bank account.
  • You should have your bank’s credit/debit card or Mastercard.
  • You should be registered for mobile money, preferably MTN Mobile money.
  • Your mobile money account should be linked to your bank account.

Steps to Link your PayPal to Mobile Money

There is not express way to get this done. However, there is a way around it. What linking your PayPal to mobile money typically means is that your PayPal should be connected to a debit/credit card which is directly linked to your bank account.

The bank account should also be linked to your mobile money, be it MTN MoMo, Vodafone Cash or AirtelTigo Cash. See below the complete steps by step guide to get the above process done.

I assume you have an active bank account, debit card and registered mobile banking.

Pro tip: Access bank makes this easier. I have used their debit card together with my PayPal to seamlessly perform transactions.

Method 1

  1. Register for a PayPal account

I assume you have a working and verified PayPal account. If you don’t, CLICK HERE to create one or call 0241648023 for assistance.

  1. Login to your PayPal account
  2. Click on “Link Credit Card”

Add your debit or credit card to your PayPal account. The first way to link PayPal to mobile money is to use your debit card connected to your bank account, preferably Access bank’s debit card. To do this, you would simply enter your credit card information as shown in the image below.

If you do not have one, visit any Access Bank branch to get one. Make sure they link the card to your bank account.


Method 2

Alternatively, if you prefer to just link PayPal to your bank account without using your credit card, you can follow the steps below.

  1. Click on “Link Bank”.

Note: It should be a USA bank account. How to Create a USA bank account in Ghana.

  1. Connect your local Ghanaian bank to the USA bank account you just created.
  2. Register for mobile banking to get your mobile money connected to your bank account.


All questions about linking PayPal to mobile money answered

Can I create a PayPal Account in Ghana?

Yes, you can. Follow our previous guide on how to open a PayPal account in Ghana.



Using your PayPal with your mobile money wallet is 100% possible and is typically a pretty straightforward and simple process to set up. You can either use your debit card or your bank account itself to link with PayPal so are able to send and receive money easily and efficiently.


References Materials

How to Withdraw Money From PayPal

How to Create A Verified PayPal Account in Ghana

Banks in Ghana That Accepts PayPal


  • Francis Amoah Nuako

    Francis Amoah Nuako, professionally known as PC Boss, is a Ghanaian blogger and SEO expert. He is the founder of PC Boss Online, a tech blog that publishes technology-related articles primarily for Ghanaian audiences. He holds a Bachelor of Science in Nursing (BSc Nursing) and a Bachelor of Science in Information Technology (BSc Information Technology) from the University of Health and Allied Sciences and Ghana Communication Technology University, respectively.

Post update on January 27, 2022