Hello, I am PC Boss. In this write up I am going to show you how to get a loan as an NSS Personnel.

Direct Savings and Loans, a loan company in Ghana has introduced the NSS Direct Loan also known as the direct service loan.

This is a loan facility that is available for only National Service Personnel in Ghana.

Formerly, getting a loan in Ghana as a NSS personal was nearly impossible.

An applicant does not require to be physical present to get this loan, all you need is a mobile phone and you’re good to go.

Let’s get started.

Before you apply for this loan, you need to meet all the basic requirements. Below are the eligibility requirements for the loan.

nss direct loan

nss direct loan

Requirement for the Loan

Applicant must:

  • be a freshly posted National Service Personnel
  • must be serving in the public sector.

Terms and conditions of the loan

  • the minimum amount you can get is GHS 100.00
  • the maximum amount is GHS 1,700.00
  • repayment of loan starts 10 months after
  • loan interest rate is 6.5% per month
  • no guarantor is needed
  • no processing fees
  • no application fees
  • loan processing takes one day.

How to apply for the NSS Direct Loan

Follow the steps below to apply for the loan.

  • Dial the NSS Direct Loan Code (*396*1#)
  • Select NSS as your institution
  • Enter your National Service Identification Number
  • Your information on the National Service Portal will be displayed to you.
  • Enter 1 to accept loan
  • A four-digit PIN will be sent to you via SMS
  • Enter the PIN for confirmation and verification.
  • Setup your personal PIN. Do not share this with anyone.
  • Dial the short code again (*396*1#)
  • Choose “Request Loan from NSS Direct Loan)
  • Give a reason for the loan application.
  • Enter a desired amount between GHS 100.00 – GHS 1,700.00
  • Confirm a repayment date
  • Loan application starts. Wait for processing and payment.

The loan will be paid to your E-zwich directly. You need to visit the nearest bank to withdraw.

Read Also: How to withdraw Money from E-Zwich.

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  • Francis Amoah Nuako

    Francis Amoah Nuako, professionally known as PC Boss, is a Ghanaian blogger and SEO expert. He is the founder of PC Boss Online, a tech blog that publishes technology-related articles primarily for Ghanaian audiences. He holds a Bachelor of Science in Nursing (BSc Nursing) and a Bachelor of Science in Information Technology (BSc Information Technology) from the University of Health and Allied Sciences and Ghana Communication Technology University, respectively.