MTN Xpress Loan. How To Get GHC 1,000 in 2 Minutes.

MTN Xpress Loan. How To Get GHC 1,000 in 2 Minutes.

I’ve written about the MTN QWIKLOAN in a previous post. This post entails details about the new MTN quick loan service called MTN Xpress Loan, how to borrow and repay.

Initially, you could only apply for the qwikloan introduced by the afb bank in collaboration with MTN Ghana.

 A new loan service has been added to the Mobile money loan services namely Xpress Loan (pronounced express loan).

Although similar to former MTN quick loan, xpress loan comes with its own exciting features. See how you can get a loan from xpress loan using your MTN Mobile money line.

What is Xpress Loan

This loan service offers loans to selected MTN customers. No savings or paperwork is needed, you get paid directly into your momo account

How to borrow money from xpress loan

  • Dial *170#
  • Enter option 5 (Financial services)
  • Enter option 3 (Loans)
  • Enter option 2 ( XpressLoan)
  • Enter option 1 (Get a loan)
  • Entre your MM pin to proceed
  • Enter option one ( View offers)
  • Enter your preferred amount
  • Enter option 1 to confirm your repayment plan

Hurray, you’ve successfully borrowed from MTN Xpress Loan.


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Terms and condition of this Quick Mobile Money Loan (Xpress Loan)

We’ll update this post with the terms and conditions of Xpress Loan shortly. Do revisit us.




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Wordpress (24)
  • comment-avatar
    Victor 5 months

    I have difficulty in accessing a new even though I have paid my previous loan before due date. Any help? I need the money urgent. My number is 0244220949

  • comment-avatar
    Ebenezer 4 months

    I got a loan on the 28th of June and i repaid on 2nd July but they are denying me this time. I also need it urgently

    • comment-avatar
      Amemasor Ransford 4 months

      Please I took a loan for the fourth time from MTN Qwikloan but for the last two Months the system always tell me am not eligible, I contacted the customer care line and I was told after I took the last one, my credit runs low to be compare to the other times meaning I wasn’t using my MoMo account frequently as I use to. Right now my problem is the agent told me to use my MoMo account and this made use this line for business. I have used the line for two months and I have gotten even common Hi from MTN. I want to know if The Qwikloan is been changed to Xpress loan?.

      • comment-avatar

        MTN xpress loan is a different loan service. For more information read on our previous post on Xpress Loan. Thank you.

        • comment-avatar
          Lawrence Tawiah Amon 2 months

          Hello please , i repaid my loan today and i want to borrow another one but they keep saying You are not qualified for a loan at the moment . I should recharge frequently and use momo , i have been using momo . Please help me i need money to pay for handouts in school please and also for food please . This is my number 0552517588

          • comment-avatar

            Kindly keep on using your number for more transactions. You will qualify in the near future. Thank you.

  • comment-avatar

    I think they denying everyone now

  • comment-avatar
    Theophilus 4 months

    I think MTN stuffs have stopped giving out the loan, cos the keep denying me of loan I requested, though they keep sending me am qualify for a quick loan but when am applying it it they keep, denying me of loan, hope they re- update their system, or better still reset their system to be able to grant us the loan, thanks

  • comment-avatar
    Eric 4 months

    Boss I need about 600ghc from mtn but the option given to me is 50ghc to 125.. how can this amount increase. Thank you

    • comment-avatar

      Borrow and pay on time. Your chances of getting a higher amount will increase.

      • comment-avatar
        Godwin 3 months

        I took a loan which I have paid before even the due date. That was 31 may and ever since till now they kept telling me am not qualified meanwhile I have done more transactions from that day.I even tried the xpress loan but still. Why?

      • comment-avatar
        Baako Salim 3 months

        I needed money damn urgently and I think mtn are denying me of that any help  

        • comment-avatar

          Use your number for mobile money transactions frequently and also recharge frequently. You will be eligible for a loan in the near future.

          • comment-avatar

            Please stop giving that answer. I recharge like 5 times a day. My work requires me to be constantly online and I constantly use Momo. I use it for 90 percent of my transactions they still deny me. I think the criteria is random and not objective

  • comment-avatar
    Lilly 3 months

    thanks for helping us when we are in hardship but why is that you pay your money on time but will not get another one when you apply

  • comment-avatar
    Alex Koduah 3 months

    Please help us we need some money our school fees

  • comment-avatar
    Grace 3 months

    Pls I need 700gh cedis pls

  • comment-avatar
    Emmanuel Akrofi 2 months

    I borrowed some money and repaid the next day. I’m trying to take another loan and I’m been told I’ve reached my loan application limit. What does that mean?

  • comment-avatar
    Desmond 2 months

    I paid a loan today which will expire tomorrow…..I need money urgently and I wanted to request for another loan but they said I’m not qualified 

  • comment-avatar

    I paid my loan before the time they gave me so that I can get another, after using all the money on me to pay now they said i don’t quilify not even that the day was due and I was not paying.

  • comment-avatar
    Helena 2 weeks

    I borrowed mtn loan 22 October and pay on 2 November, but they have reached my loan limit, l don’t understand

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