I’ve written about the MTN QWIKLOAN in a previous post. This post entails details about the new MTN quick loan service called MTN Xpress Loan, how to borrow and repay.

Initially, you could only apply for the qwikloan introduced by the afb bank in collaboration with MTN Ghana.

 A new loan service has been added to the Mobile money loan services namely Xpress Loan (pronounced express loan).

Although similar to former MTN quick loan, xpress loan comes with its own exciting features. See how you can get a loan from xpress loan using your MTN Mobile money line.


What is Xpress Loan

This loan service offers loans to selected MTN customers. No savings or paperwork is needed, you get paid directly into your momo account

How to borrow money from xpress loan

  • Dial *170#
  • Enter option 5 (Financial services)
  • Enter option 3 (Loans)
  • Enter option 2 ( XpressLoan)
  • Enter option 1 (Get a loan)
  • Enter your MM pin to proceed
  • Enter option one ( View offers)
  • Enter your preferred amount
  • Enter option 1 to confirm your repayment plan

Hurray, you’ve successfully borrowed from MTN Xpress Loan.

MTN Xpress Loan Questions

Terms and condition of this Quick Mobile Money Loan (Xpress Loan)

We’ll update this post with the terms and conditions of Xpress Loan shortly. Do revisit us.


  • Francis Amoah Nuako

    Francis Amoah Nuako, professionally known as PC Boss, is a Ghanaian blogger and SEO expert. He is the founder of PC Boss Online, a tech blog that publishes technology-related articles primarily for Ghanaian audiences. He holds a Bachelor of Science in Nursing (BSc Nursing) and a Bachelor of Science in Information Technology (BSc Information Technology) from the University of Health and Allied Sciences and Ghana Communication Technology University, respectively.

Post update on May 20, 2022