I’ve written about the MTN QWIKLOAN in a previous post. This post entails details about the new MTN quick loan service called MTN Xpress Loan, how to borrow and repay.
Initially, you could only apply for the qwikloan introduced by the afb bank in collaboration with MTN Ghana.
A new loan service has been added to the Mobile money loan services namely Xpress Loan (pronounced express loan).
Although similar to former MTN quick loan, xpress loan comes with its own exciting features. See how you can get a loan from xpress loan using your MTN Mobile money line.
WATCH VIDEO FOR MORE DETAILS
What is Xpress Loan
This loan service offers loans to selected MTN customers. No savings or paperwork is needed, you get paid directly into your momo account
How to borrow money from xpress loan
- Dial *170#
- Enter option 5 (Financial services)
- Enter option 3 (Loans)
- Enter option 2 ( XpressLoan)
- Enter option 1 (Get a loan)
- Enter your MM pin to proceed
- Enter option one ( View offers)
- Enter your preferred amount
- Enter option 1 to confirm your repayment plan
Hurray, you’ve successfully borrowed from MTN Xpress Loan.
MTN Xpress Loan Questions
Terms and condition of this Quick Mobile Money Loan (Xpress Loan)
We’ll update this post with the terms and conditions of Xpress Loan shortly. Do revisit us.
Author
Post update on May 20, 2022
I have difficulty in accessing a new even though I have paid my previous loan before due date. Any help? I need the money urgent. My number is 0244220949
When did you pay the previous loan?
I got a loan on the 28th of June and i repaid on 2nd July but they are denying me this time. I also need it urgently
Please I took a loan for the fourth time from MTN Qwikloan but for the last two Months the system always tell me am not eligible, I contacted the customer care line and I was told after I took the last one, my credit runs low to be compare to the other times meaning I wasn’t using my MoMo account frequently as I use to. Right now my problem is the agent told me to use my MoMo account and this made use this line for business. I have used the line for two months and I have gotten even common Hi from MTN. I want to know if The Qwikloan is been changed to Xpress loan?.
MTN xpress loan is a different loan service. For more information read on our previous post on Xpress Loan. Thank you.
Hello please , i repaid my loan today and i want to borrow another one but they keep saying You are not qualified for a loan at the moment . I should recharge frequently and use momo , i have been using momo . Please help me i need money to pay for handouts in school please and also for food please . This is my number 0552517588
Kindly keep on using your number for more transactions. You will qualify in the near future. Thank you.
I think they denying everyone now
No, they are not. You just need to repay on time.
I think MTN stuffs have stopped giving out the loan, cos the keep denying me of loan I requested, though they keep sending me am qualify for a quick loan but when am applying it it they keep, denying me of loan, hope they re- update their system, or better still reset their system to be able to grant us the loan, thanks
Boss I need about 600ghc from mtn but the option given to me is 50ghc to 125.. how can this amount increase. Thank you
Borrow and pay on time. Your chances of getting a higher amount will increase.
I took a loan which I have paid before even the due date. That was 31 may and ever since till now they kept telling me am not qualified meanwhile I have done more transactions from that day.I even tried the xpress loan but still. Why?
I needed money
damnurgently and I think mtn are denying me of that any helpUse your number for mobile money transactions frequently and also recharge frequently. You will be eligible for a loan in the near future.
Please stop giving that answer. I recharge like 5 times a day. My work requires me to be constantly online and I constantly use Momo. I use it for 90 percent of my transactions they still deny me. I think the criteria is random and not objective
thanks for helping us when we are in hardship but why is that you pay your money on time but will not get another one when you apply
Please help us we need some money our school fees
Pls I need 700gh cedis pls
I borrowed some money and repaid the next day. I’m trying to take another loan and I’m been told I’ve reached my loan application limit. What does that mean?
Keep using your mobile money line for transactions. You’ll qualify in the near future
I paid a loan today which will expire tomorrow…..I need money urgently and I wanted to request for another loan but they said I’m not qualified
I paid my loan before the time they gave me so that I can get another, after using all the money on me to pay now they said i don’t quilify not even that the day was due and I was not paying.
I borrowed mtn loan 22 October and pay on 2 November, but they have reached my loan limit, l don’t understand
I borrowed money and paid the same day, am borrowing again and they are telling me I have reached my limit
Kindly wait for the next day and try again.
I took a loan from MTN Xpress loan and paid it back within 16 days instead of the normal 30 days. After the payment of my loan, a request for another loan was refused and I was told that I am not qualified for another loan. Kindly help to understand why I am not qualified for another loan when I had paid my loan earlier before the due time.
Call MTN For more information. Dial 100
Haha I taught you are mtn pro…? The way you have been giving response to problem people are facing regarding to their inability to access load and staff… Why are you now redirecting questions to mtn shortcode 100….?
Thanks for your feedback.
Pc boss is averting troubleshooting… Hahaha
I took a loan on the 2nd of February, 2020 and I was supposed to paid off on the 3rd March,2020 but instead I paid on the17th of February,2020. Since then anytime I try to access a loan is denied with a message that am not qualify for a loan now a need to top my MoMo account and airtime to qualify me.
I don’t really understand
Please have requested for a loan and have paid it they said have reach my limit so should try latterlater la
Try again later please
I use my Momo account always buying airtime everyday but they keep telling me I’m not qualified
Anytime I try they say I don’t qualify but am not owning too
Pls I have been trying to access the new xpress loan service but anytime I do, they keep telling me that I do not have an offer. Pls this is my number; 0559668320, I need some amount of money to further my business.
Why i use my MTN account very well but you always refuse giving me loan
I need aloan to start a business
I will pay back on next three years 2023
I took a loan and I paid but when I request for loan now they keep denying me and I once got a message from Quick loan (Ahomka load) that I can borrow upto 1,300 Cedis and above but when I request for loan from them they said am not qualified that I should keep using my MoMo to qualifier in the near future but I did transaction it’s almost 80,000 Cedis above now but they keep denying it why?. Is there any chance or help???
My number is 024 471 7372
I have difficulties for applying for new loan and I paid my loan today.i need money urgent please.my number 0552119604
mtn??????
They always tells me I don’t qualify
Please I made payment on my loan the very day I was given but they said my payment has not been received. That they will send me a message when it’s ready . I don’t even know what to do
I have paid my loan before the due date but they keep telling me I don’t have an offer ..Please help I need the money urgently
I have a loan of about 2600 and am to repay today. 17-09-23 but l can’t repay because l usually use part of my pension salary to repay.Can l please get the repayment date postponed from to 21-09-23 the day l will receive my pension salary.
Hamid Saeed M -0554851456
I have difficulty in accessing a new even though I have paid my previous loan before due date. Any help? I need the money urgent. My number is 0249250579