I have been using the services of Payplux, Ecurrency4U and Zenith income for buying digital currencies such as perfect money, bitcoins and paypal funds.

Most importantly, in this year alone, I have purchased about 400 USD of perfect money funds using these online services.

I have therefore decided to put up this post for those who buy digital currencies using either PayPlux, Ecurrency4U or Zenith Income.

In this guide, I am going to compare their rates, the different types of electronic currencies they deal in and a lot more.

Stay tuned.

At the end of this article, you will know which one offers the best rates and services in different circumstances.

Let’s get started.

payplux ghana

Where should you buy from?

There is no straight answer to the question above.

Your choice will actually depend on the type of funds you want to buy.

Now let’s have a look at the digital currencies sold by each of these companies.

I am going to review each of these cryptocurrency exchangers based on security, current rates, digital currencies available and website User Interface friendliness.

Zenith Income.

Zenith Income is a cryptocurrency exchanger in Africa with branches in Ghana, Nigeria and Ivory Coast.

Zenith income has been in the electronic currency exchange game for a while now and has proven beyond reasonable doubt that it is here to stay.

You can buy e currencies using your mobile money wallet in Ghana. See below the list of digital currencies sold by Zenith income.

Digital Currencies Available.

  • AdvCash USD
  • Binance USD
  • Bitcoin USD
  • Bitcoin Cash USD
  • Dash USD
  • Ethereum USD
  • Litecoin USD
  • Neteller USD
  • Payeer USD
  • Paypal USD
  • Perfectmoney USD
  • Ripple USD
  • Tether USD
  • Webmoney USD

Number of cryptocurrency available on ZenithIncome.com = 13



As at the time of writing this article, Zenith Income had the following rates available.

Buy electronic currencies at the following rates.

Electronic currency Rate (GHS)
Bitcoin USD 5.75
Perfect Money 5.75
Bitcoin Cash USD 5.8
Ethereum USD 5.8
Litecoin 5.8
Binance USD 5.8
Tether USD 5.8
Dash USD 5.8
Ripple USD 5.8



Due to the increase in cyber fraud, ZenithIncome has put measures in place to ensure that your money is safe.

After successful registration, users are required to upload a government-issued ID (drivers licence, voters ID, travelling passport) and a selfie picture holding the ID.

The verification system here is manual and very secured.


Website user interface.

Zenith Income’s website if very friendly from my point of view.

Users can easily navigate through the website at top speed.



Buy and sell Bitcoin and PM with Ecurrency4U.

They operate 24/7 with good customer service. Cryptocurrencies sold by Ecurrency4U includes:

  • Bitcoin
  • Perfect Money
  • Bitcoin Cash
  • Ethereum
  • LiteCoin
  • Skrill
  • Payza

Number of digital currencies sold is 7



As at the time of writing this article, Zenith Income had the following rates available.

Buy electronic currencies at the following rates.

Electronic currency Rate (GHS)
Bitcoin 5.70
Perfect Money 5.70
Bitcoin Cash 5.85
Ethereum 5.85
Litecoin 5.0
Skrill 5.4
Payza 4.8




Eccurency4U.net has a secure system to ensure your money is in safe hands.

After a successful user signup, you can directly go ahead and transact.

However, you need to upload all required documents to ensure continued usage of their service.


User Interface Friendliness.

I have not encountered any UI problems with Ecurrency4U so far.

It has a good and fast UI for easy transactions.



With Payplux, you can buy and sell cryptocurrencies with your mobile money wallet directly in Ghana with ease.

it is a digital currency exchange that allows you to buy digital currencies including both crypto and non-crypto assets.

They have in stock:

Currencies available.

Cryptocurrencies sold by Payplux are

  • Bitcoin
  • Perfect money



Payplux does not require users to upload any identification documents prior to transactions.

All you need to do is to create an account and you are good to go.



As at the time of writing this article, PayPlux had the following rates available.

Buy electronic currencies at the following rates.

Electronic currency Rate (GHS)
Bitcoin 5.70
Perfect Money 5.65


User Interface Friendliness.

Payplux has a nice UI.

I have once encountered a problem with their UI on a mobile phone.

It’s difficult sometimes using Payplux on a mobile device.

You can however use the Payplux app.


My final score.

I am now going to score all the currency exchangers above based on the four parameters (available currencies, rates, user interface friendliness and security) each on a scale of 5.

Available currencies 5 3 2
Security 4 3 2
Rates 3 4 5
User interface friendliness 4 4 3
Total (Out of 20) 16 14 12


Final thoughts.

Zenith Income is the biggest digital currency exchanger in Ghana. They over 10 digital currencies in stock.

Zenith income also has a very robust security system. No document verification, no transaction.


Payplux has the best rates so far. It sells crypto and digital currencies at the cheapest rate in Ghana.

However, there is a less robust security and a bad user experience sometimes.


Ecurrency4 has a blend of good security and competitive rates.

The decision as to where you would buy from should be an informed one based on what is important to you: security, available currencies, exchange rates and user-friendliness.

Now I need to hear from you.

What do you think about my judgement?

Which one is the best cryptocurrency exchanger in Ghana at the moment?

Leave a comment below.


  • Francis Amoah Nuako

    Francis Amoah Nuako, professionally known as PC Boss, is a Ghanaian blogger and SEO expert. He is the founder of PC Boss Online, a tech blog that publishes technology-related articles primarily for Ghanaian audiences. He holds a Bachelor of Science in Nursing (BSc Nursing) and a Bachelor of Science in Information Technology (BSc Information Technology) from the University of Health and Allied Sciences and Ghana Communication Technology University, respectively.

Post update on October 19, 2020