I’ve had my virtual dollar card for a few months now, and I don’t want to remember how things were before it.
As someone who frequently shops online and makes numerous international payments, I have always encountered issues with my naira cards. For this reason, I always had to borrow people’s cards. I lost a lot of money in the process. It was very stressful.
Immediately I learned about virtual dollar cards and saw the light, I never looked back. It was a where-have-you-been-all-my-life feeling.
This is one feeling I want you to experience as well. So, if you’ve been frustrated by your naira cards or have had to borrow dollar cards, your struggle days are finally over. I have compiled a list of the most reliable virtual dollar cards in Nigeria. They are convenient, flexible, fast, and have worldwide acceptance.
Very importantly, they are secure and trustworthy— your money and financial details are as safe as can be.
2025 Top 5 Reliable Virtual Dollar Cards in Nigeria
In 2025, five virtual dollar cards stand out as the most reliable in Nigeria. They are Cardtonic, Fundall, Bitsika, Eversend, and Dantown. Read in detail to learn about their unique features.
| S/N | Card Provider | Card Creation Fee | Card Maintenance Fee | Funding Options |
| 1. C | Cardtonic | $1.5 | None | Naira, Cedis, Dollars |
| 2. | Fundall | $2 | None | Naira |
| 3. E | Eversend | Free | $1 | Minimum of $5 Card Top-Up |
| 4. B | Bitsika | $3 | None | Naira, Crypto |
| Dantown | $2 | None | Naira, Crypto |
1. Cardtonic
Cardtonic is a dynamic Nigerian FinTech platform that makes payment easy for its users. It boasts of one of the best virtual dollar cards in Nigeria.
Not only does it provide virtual dollar cards for users, but it also provides a platform where you can trade gift cards, buy authentic and affordable gadgets, and pay bills.
Cardtonic’s virtual dollar card is accepted globally, safe, secure, and cost-effective. It is also very fast, which is a big deal if you value your time. The card creation fee is $1.5, and no maintenance fees exist. You can fund the card in either naira or dollars to pay for subscriptions, travel expenses, shopping, international fees, etc.
To get this card, download the Cardtonic app, sign up and set up your account, and request a virtual dollar card. You’ll be able to get it after doing a short KYC and paying the $1.5 card creation fee.
2. Fundall
You can already tell from the name that this card is your payment buddy.
On the app, you’re allowed to create multiple cards. Fundall’s virtual dollar card works on different platforms, including shopping and streaming.
It is also quite affordable, with a $2 card creation fee. But you get your first card for free. Download Fundall on your Apple or Google Play Store to get this card and set up an account. Apply for a virtual dollar card, and you get it quickly.
- Eversend
Eversend makes the list of the top 5 most reliable virtual dollar cards in Nigeria because it works! It is globally accepted, fast, and secure, and card creation is free.
However, there is a $1 monthly maintenance fee that you must pay. Download the app and set up an Eversend account to access this card upon request. As for funding, you need to do a minimum of $5 as a card top-up.
- Bitsika
As a virtual dollar card supporting both naira and cryptocurrency funding, Bitsika’s virtual dollar card is clearly convenient. But wait! It’s not just about the shopping convenience.
This card is super helpful even for renewing subscriptions on your favourite streaming platforms. You can manage your card and track your expenses easily on the app.
You can enjoy all these things after paying a $3 card creation fee. Download the app and set up your account to begin.
- Dantown
With this virtual dollar card, you can make your dollar payments like a breeze.
Subscriptions, shopping checkouts, and other international payments will no longer be a nightmare. You only need to pay $2 as a card creation fee after setting up an account on the app. You’re also allowed to fund in either naira or crypto.
Frequently Asked Questions About the Most Reliable Virtual Dollar Cards in Nigeria
- Which Dollar Virtual Card is the Best in Nigeria?
The Cardtonic Virtual Dollar Card uniquely stands out as the best virtual dollar card in Nigeria. In addition to making your transactions go seamlessly, this card is safe, affordable, globally accepted, and fast.
- Which Virtual Card is Best for AliExpress in Nigeria?
If you want to shop seamlessly on AliExpress, using Cardtonic’s virtual dollar card is your best bet. It works best for AliExpress in Nigeria; you can shop without sweat.
- Which App Has a Dollar Card in Nigeria?
The Cardtonic app has a dollar card in Nigeria. It’s called the Cardtonic Virtual Dollar Card and is very reliable. You can make all your dollar payments with this card.
- Does Kuda Issue a Virtual Dollar Card?
No, Kuda currently doesn’t issue virtual dollar cards. For now, you can use the virtual naira card it offers to make payments in naira.
- Does UBA Offer Virtual Debit Cards?
Yes. You can get a UBA virtual debit card simply by heading to the UBA website, signing up, and requesting a virtual debit card.
Conclusion
You will no longer have to battle with not-so-reliable virtual cards since you now know Nigeria’s most reliable virtual dollar cards. Fortunately, they all have their specifications– including card creation fees– so you can decide which works best for you.
Go ahead and download the necessary app and request a virtual dollar card, which you get in a few minutes. And just like that, your international payments are as simple as can be.
